Where do I start? I have been married to the love of my life, Lindsey, for 4 years now and we have been homeowners for 4 1/2 years...this is my first mortgage. I have a beautiful 14 year old step daughter and we are trying to expand our family. We have 5 dogs, yes I said 5, I am afraid if I don't get pregnant soon our furry family will continue to grow...we currently have two chocolate labs, Bailey(9 1/2 yrs)and Lucy(4 yrs); two shih tzus, Piper(3 yrs) and Bella(11 mths); and a chihuahua, Ginger(2 yrs). Piper was my birthday present from my wonderful husband, but she seems to be a daddy's girl. Ginger was our Christmas '09 present to Miss Lindsey. I must mention that my husband spoils me rotten, how did I get so lucky? I love spending time with our families and friends although neither happens as much as we would like. I think that sums up the best of me...